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In our latest newsletter, we start off with a reminder of some of the hidden costs of running a small business. Before you lend money to a family or friend you need to think carefully - we have included some information that you should consider before you say yes.

Cash flow is the life blood of any business and we have provided some tips on setting up a receivables process.

We explore some diversification concepts for a smoother path to investment success and there is our usual update from the ATO.

If you are dreaming up your next holiday, why not consider a sustainable destination? We explore 5 holiday destinations that help to support communities, the environment, and cultural heritage.

If you would like to discuss any of the articles, please contact this office on 02 9318 6400 or


Fred Tortora

5 hidden costs of running a business (even from your own home)

For the first-time business owner, your ability to control costs is a critical success factor. But have you factored in these often-overlooked costs of running a business?

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Love and loans

Has a family member or friend asked you to be a 'co-borrower' or guarantee a loan for them? Before you say yes, think carefully - you could lose not only your money, but valuable assets such as your house or car.

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How to build a watertight accounts receivable process

There are many ways to get into business, but only one way to stay in – you have to get paid. That’s why a good accounts receivable process is critical.

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For a smoother path to investment success, diversify

The word diversification crops up in many contexts. You might hear a business person talk about diversifying revenue streams, or a footy fan mention a team’s need to assemble a group of players with diverse skills.

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From the ATO

Please find below the latest from the Australian Tax Office.

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5 sustainable holiday destinations to add to your travel list

From wildlife-filled jungles to some of the world’s most spectacular beaches, sustainable travel is on the rise across the globe. Sink into that hammock at one of these sustainable travel destinations.

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