With the 30 June 2016 deadline looming, the ATO strongly encourages small businesses to get on board with SuperStream as soon as possible.

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In recent years, the ATO has focused on trusts developing and selling properties as part of their normal business.

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From 1 July 2011, SMSF investments in collectables and personal-use assets have been subject to stricter rules than SMSF investments in other assets (such as shares and property).

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The ATO is reminding the public to be alert to scammers impersonating the ATO demanding iTunes gift cards as a form of tax debt payment.

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The ATO has been working on ways to deliver a simpler business activity statement (BAS) to simplify account set-up, record keeping, BAS preparation and lodgment for agents and their clients, and make it less costly.

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You may have recently heard something about an unknown source who has leaked 11.5 million documents from the Panamanian law firm of Mossack Fonseca. Basically, the documents illustrate how many wealthy individuals hide their money from tax authorities.

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From 1 July 2016, new rules will apply to sales of taxable Australian property (e.g., real estate) with a market value of $2 million or above.

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The ATO has advised that it has identified some instances where lifestyle assets, such as artworks and collectables, are not being properly accounted for.

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With the SuperStream deadline of 30 June rapidly approaching, ATO Deputy Commissioner James O’Halloran says now is the time for employers who are not yet using SuperStream to cross it off their to-do list.

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Each year, the ATO identifies industries that they believe are at risk of not meeting their super guarantee obligations for eligible employees.

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The ATO has issued a timely reminder before the end of the financial year on the changes announced in last year's Budget.

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The ATO is warning trustees of SMSFs who hold investments in collectables* or personal-use assets*, acquired before 1 July 2011, that time is running out for those items to be transferred out of the fund under the old rules.

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The 'backpacker tax', as announced, would see backpackers who work in the agricultural industry during harvest time being taxed at 32.5% from their first dollar of income.

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If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of friends may be a solution. It can also be a minefield though, so here’s how to avoid a blast.

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ASIC recently raised concerns about the marketing of properties as "SMSF qualified" and "SMSF friendly”. The regulator is understandably concerned that the promotions suggest that a category of property exists that is particularly suited to SMSFs.

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The ATO has advised that they will begin cancelling the ABNs of approximately 220,000 trusts, where there is evidence those trusts are no longer carrying on an enterprise.

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In a recent case, a taxpayer undertook significant trades on the stock exchange and made losses, but was still found to be a 'share investor', rather than a share trader, meaning she could not deduct her losses against her other income (i.e., her losses were 'capital losses' that can only be offset against capital gains).

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Parliament recently passed legislation amending the taxation law to impose withholding obligations on the purchasers of certain Australian assets – generally property purchased from a non-resident.  However, the changes will affect most purchases of property in Australia!

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The ATO has advised that it will collect information from the Department of Human Services (DHS) for the following benefits and entitlements:

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The ATO has just announced that it is starting a new "asset" data matching protocol, and extending another CGT and rental protocol that has been running successfully for the last ten years.

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The ATO has advised that foreigners who own land in Australia now have until 29 February 2016 to come forward and register their agricultural land holdings.

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The ATO has reminded taxpayers that, in relation to claiming car expenses, the one-third of actual expenses method and 12% of original value method were abolished from 1 July 2015.

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A taxpayer's claim that a related trust was entitled to the small business 15-year exemption* was rejected because a loan from his trust had to be included in the net value of his CGT assets.

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The ATO has reminded taxpayers that, from 1 July 2015, a new two-tier company tax system took effect and applies to all companies.

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Get more from your salary

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As the SuperStream rollout for small businesses continues, the ATO claims that it is helping employers in select industries who need support implementing SuperStream.

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The Superannuation Complaints Tribunal, which can resolve disputes between large superannuation funds and their members, recently provided some guidance regarding the payment of death benefits from superannuation funds, possibly because the largest category of complaints the Tribunal determined at review last year (44.8%) was death complaints.

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From 1 July this year, new provisions apply to allow certain small businesses, or an entity that is not in business, to immediately claim some start-up costs, including business costs associated with raising capital.

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The government has announced it will extend consumer unfair contract term protections to small businesses as well.

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In a recent speech, Kasey Macfarlane, Assistant Commissioner, SMSF Segment, Superannuation, discussed the issues facing SMSFs and their aging trustees.  The following is an excerpt from her speech.

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The ATO has announced that it has undertaken its first ever automatic sharing of bank information with the United States (US) Internal Revenue Service (IRS).

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The ATO has announced that it will acquire online selling data relating to between 15,000 and 25,000 individuals who sold goods and services of $10,000 or more on eBay between 1 July 2014 to 30 June 2015.

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The ATO has issued an information sheet to help taxpayers get their property valuations right.

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The ATO has advised that practitioners and their clients can opt to pay GST quarterly, and only report annually.

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The ATO has advised that it is sending letters to taxpayers in approximately 500 postcodes across Australia, reminding them to only claim the deductions they are entitled to, for the periods a holiday home is rented out, or is genuinely available for rent.

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In a similar fashion, the New Zealand government has issued a discussion paper, entitled "GST: Cross border services, intangibles and goods", the upshot of which is to levy GST on imports under the current threshold of NZ$400.

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Generally, you have a great deal of freedom when it comes to choosing your Self-Managed Super Fund investments.

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For those clients providing 'ride-sourcing services' (such as those offered via Uber), the ATO's latest communication on this matter contained the following example.

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The ATO has provided the following advice regarding self-managed superannuation funds (SMSFs) applying for an ABN.  The guidance is probably most relevant where a person aged over 65, who is not working, wishes to set up a new SMSF and roll over into that SMSF an amount from another fund. 

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The ATO has advised that it has developed a Visa Holders Data Matching Program with the Department of Immigration and Border Protection to assist it to effectively detect and deal with compliance risks within the visa holding population.

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As a result of user feedback, the ATO has improved their ATO Small Business app and it continues to expand in functionality and usability.

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The government has introduced legislation for the following three small business measures that, if passed, will apply from 1 July 2015:

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Currently, taxpayers have an option to use one of four methods to determine their work‑related car expense deductions.

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The ATO has announced that, from 1 July 2015, there are new rules for the tax treatment of employee share schemes (ESSs)

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Clients who participated in the October 2014 Telstra off-market share buy-back will need to take that into account when lodging their 2014/15 income tax return.

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The government has announced a new service to help drought affected communities manage their tax affairs

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The ATO has advised that it will have an increased focus on rental property deductions this Tax Time.

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The ATO has advised that it is using SMS and emails for promotional and information purposes.

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In relation to 2014/15 individual income tax returns to be lodged this year, the ATO says it will be focusing on:

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The ATO, supported by NSW and Federal Police, has made surprise visits to over a dozen sites across Sydney as part of an investigation into potentially fraudulent phoenix activity.

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As we mentioned in the last edition, the ATO has confirmed that people who provide ride-sourcing services are providing ‘taxi travel’ under the GST law.  

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Under Single Touch Payroll, employers’ accounting software will automatically report payroll information to the ATO when employees are paid.

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For 'small employers' with 19 or fewer employees, SuperStream starts from 1 July 2015 and they have until 30 June 2016 to be ready (though they can start using SuperStream earlier, if possible).

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A recent case before the AAT highlights how careful taxpayers must be when claiming deductions for self-education expenses.

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The small business record keeping exemption threshold for the 2015/16 FBT year is $8,164, replacing the amount of $7,965 that applied in the 2014/15 FBT year.

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The government has confirmed that eligibility for taxpayer-funded payments (including Child Care Benefit, Child Care Rebate and the Family Tax Benefit Part A end of year supplement) will be dependent on children having met early childhood immunisation requirements. |READMORE|

Borrowings of any sort within a Self-Managed Superannuation Fund (SMSF) are generally explicitly prohibited. Funds can however borrow in order to purchase an asset. In order to do so, certain criteria must be met |READMORE|

Renting out a spare room can be a great way to earn some extra cash. However, it’s easy to overlook the fact that the rent you charge, even on short-term stays, is taxable income. |READMORE|

Liquidators have a variety of voidable transaction provisions available under the Corporations Act 2001 (Cwlth), which allow them to recover certain transactions occurring prior to their appointment. These provisions include the ability to recover an ‘unreasonable director related transaction’. |READMORE|

Expenses incurred by a taxpayer while travelling overnight for work purposes. |READMORE|

Do you have an Account Based (also known as an ‘Allocated’) Pension? Are you planning to retire in 2014 or soon after? If you have answered ‘yes’ to either of these questions and are also receiving a full or part Centrelink Age Pension, then the income you receive from these types of pensions may be affected from January 2015. |READMORE|

These tasty pies are full of flavour and easy to make!

Makes: 6

Preparation time: 30 minutes

Cooking time: 2 hours 25 minute |READMORE|

For every property transaction that you make there may be a GST consequence you need to consider. If you are making transactions involving property you will need to report your GST obligations. |READMORE|

In tax circles, we often look at investment opportunities identified by clients and ask: 'Does this proposal stack up without the associated tax savings?'|READMORE|

A good explanation of the options available when parents decide to invest money specifically for their children. It discusses the effects of tax on the various options. |READMORE|

Many Aussies dream of living in different countries at some time during their life. For some this remains just a dream but for the 369,500 Australian residents who left our shores permanently in the year up to June 2013, it became reality. Whether it’s a long-term career move to New York or retiring in an island paradise, the decision to permanently leave Australia is one that requires sound financial planning. |READMORE|

While the spending cuts announced in the government’s recent Federal Budget have received much of the publicity, there are several tax and superannuation issues that everyone must also heed |READMORE|

The Federal Treasurer handed down the 2014 - 2015 Budget on 13 May 2014. Included in what has been widely considered a raft of unpopular measures were a number of measures affecting superannuation funds. |READMORE|

A survey undertaken by BMT Tax Depreciation found approximately 80% of property investors were failing to take full advantage of tax depreciation |READMORE|

Occupancy expenses are those expenses you pay to own, rent or use your home, even if you are not conducting a home-based business |READMORE|

The ATO has launched its new offshore voluntary disclosure initiative, Project DO IT’. Those who disclose income and assets hidden offshore by 19 December 2014 will receive substantially lighter penalties in return for coming forward. |READMORE|

If you are planning to hire new workers, there are a few things to consider and organise in order to meet your tax and super obligations. |READMORE|

As part of a ten (10) year reform plan which commenced in July 2013, a number of changes to aged care funding and service arrangements will take place from 1 July 2014. Existing residents in care on 30 June 2014 will continue under their current arrangements unless they move between services and elect to have the new rules apply.

We live in a country where floods and fires are common and where you may not have much notice that such events are imminent. Property fires can develop and engulf a house within minutes and building faults can result in significant water damage in a very short time.

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Changes to the Privacy Amendment Act 2012 (Cwlth) commenced on 12 March 2014. Are you compliant? |READMORE|

Superannuation law requires that the trustees of a superannuation fund can only pay benefits to: ...

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The Personal Property Securities Register (PPSR) is where details of security interests in personal property can be registered and searched.

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Preparing or lodging your Self-managed Super Fund tax return? Don’t get a shock when you find out how much the ATO supervisory levy has been increased. But there’s more to it than meets the eye. |READMORE|

In July 2013 the Federal Government announced that motor vehicle Fringe Benefits Tax (FBT) rules were to be changed to remove the statutory formula method of calculating fringe benefits tax. Current novated leases or company vehicles will not be affected provided there is no material change to the lease condition. Car leases signed after 16 July 2013 will be affected by the proposed changes. |READMORE|

Australia’s superannuation regime has become our framework for wealth creation and retirement savings, yet so many of us only give thought to our super as we near retirement. Regardless of age, there are benefits to planning ahead. |READMORE|

If you are not a tax-exempt organisation and do not use the 50-50 split method for meal entertainment, the following explanations may help you determine whether there are FBT implications arising from a Christmas party. |READMORE|

The new Coalition Government has announced they intend to repeal or change a number of tax measures proposed by the previous Government. A number of these will affect small businesses. |READMORE|

The Administrative Appeals Tribunal (AAT) confirmed the Hartley vs The Commission of Taxation (2013) decision that despite a number of factors pointing to a share trading business being carried on by the taxpayer, they were in fact a share investor. |READMORE|

Robbie and Chris have been together eight years. They have a two-year-old daughter, Holly, a mortgage and a dog. They could be any couple – except that they’re both men. Researching their rights as a same-sex couple led them to some interesting discoveries. |READMORE|

There are a number of taxation changes that are currently before the Parliament that you need to be aware of |READMORE|

With an increasing level of business now being traded in Asia, it is important that Australian companies understand cultural differences. |READMORE|

The previous federal government announced a ban on off-market share transfers to Self-Managed Super Funds – a ban that was subsequently rescinded. What are off-market share transfers and what rules are about to change? |READMORE|

Australia’s superannuation system is considered among the best in the world, but that doesn’t mean it’s the simplest. Self-managed Super Fund trustees wade through a quagmire of tax and regulatory compliance – which is where the professionals can help. |READMORE|

Late last year, the draft Insolvency Law Reform Bill 2013 was released by the government for comment and suggestions. The Bill will amend the Corporations, Australian Securities and Investments Commission and Bankruptcy Acts. It aims to |READMORE|

‘Put options’ can help to protect your superannuation fund’s share portfolio from market fluctuations. But what is a Put option and how does it work? |READMORE|

In business, ‘groups’ and ‘teams’ are not one and the same. As it can often be difficult to distinguish between the two, management should define and clarify the difference. |READMORE|

Property strategies in superannuation are growing in popularity due to their considerable advantages. When identifying a suitable property for purchase, many Self-managed Super Fund trustees often fail to consider the tax benefits of depreciation.|READMORE|

As a creditor, protecting your interests should be a high priority. The insolvency of a major debtor can severely impact your business and cash flow |READMORE|

With 30 June 2013 just behind us, these are some strategies that you may find helpful when looking towards 30 June 2014...|READMORE|

Alternative forms of dispute resolution are now becoming more popular...|READMORE|

Following on from earlier announcement about changes to the Fair Work Act, the Government has moved quickly to commence its ‘family friendly’ amendments |READMORE|

By recognising the warning signs of insolvency and implementing strategies to minimise risks, accountants, owners and managers may potentially avoid business failure and take steps to minimise personal risk |READMORE|

The Government announced its intention to limit the allowable deduction for self-education expenses by individual taxpayer |READMORE|

The 2013 federal budget was announced on Tuesday 14 May. Although the superannuation industry was aware of most of the proposed changes, the following is a wrap-up of the major points. |READMORE|

The end of a financial year provides an excellent opportunity to prepare Budgets and Cash Flows for the forthcoming year. |READMORE|

The Medicare levy increase – from 1.5% to 2% – will effectively bring the top marginal tax rate to 47%. |READMORE|

Individuals working for Public Benevolent Institutions (PBI) may be entitled to a Fringe Benefits Tax (FBT) exemption through salary packaging. How does the scheme work and do you qualify? |READMORE|

Franking credits are often mistakenly seen as a government gift aimed at reducing tax payable. They are, in fact, better than that! |READMORE|

Do you know that there is a simple Fair Dismissal Code checklist for small business employers to follow to ensure that they do not unfairly dismiss an employee. You should... |READMORE|

The Government has removed the concessional treatment for in-house FBT access by way of Salary Sacrifice arrangements |READMORE|.

Although superannuation remains one of Australia’s most tightly regulated and secure savings environments, a number of pitfalls await unsuspecting fund trustees. |READMORE|

Cloud computing can boost your productivity, but make sure you know what you’re signing up for |READMORE|

Please find below a summary of the Federal Government's changes to the Superannuation system. |READMORE|

Trustees of Self-Managed Super Funds (SMSF) will occasionally receive rolled-over funds, or will be asked to roll over to another super fund. It’s a legal requirement to accurately report these transactions to the Australian Taxation Office (ATO). Would you know how? |READMORE|

Since the Global Financial Crisis there is strong evidence to suggest the relationship between small to medium sized enterprises and banks has changed. Banks are now tougher to deal with |READMORE|

In 2012 the ATO launched a user friendly webpage designed for home owners and investment property owners |READMORE|

Although the National Employment Standards (NES) provides for long service leave there is no national standard at present....|READMORE|

The State Revenue Office is currently issuing Land Tax assessments. Owners of land should ensure these assessments are correct as experience has shown the assessments regularly contain errors and excessive land tax may be levied. |READMORE|

The new rules relating to simplified depreciation have been effective from 1 July 2012 and provide significant advantages to small business enterprise.. |READMORE|

The Australian Government’s superannuation reform, known as Stronger Super, will require increased regulatory compliance. While trustees of Self-Managed Super Funds (SMSFs) anticipate a heavier workload, fund members are set to benefit from the changes. |READMORE|

When a company buys back its shares, it often results in a cash loss to the investor. But the hidden gains to a Self-Managed Super Fund (SMSF) should not be overlooked. |READMORE|

The provision of a Christmas party to an employee may be a minor benefit and exempt from fringe benefits tax (FBT) |READMORE|

As borrowing to invest becomes increasingly popular among trustees of Self-Managed Super Funds (SMSFs), the security offered by limited recourse borrowing should be considered. |READMORE|

Most of the legislation needed for MySuper has now been passed. From 1 January 2014 most employers will have to make contributions into a default fund which offers MySuper. Default fund contributions are contributions for employees who have not specified a chosen fund1. |READMORE|

The PPSA governs the registration of security interests in personal property (not land) and has changed the manner in which a supplier is able to assert a claim to assets it has sold, leased or lent to a third party. |READMORE|

Changes to the private health insurance rebate which can have a significant impact on how much you pay for your private hospital insurance. |READMORE|

Amendments to tax laws by the Australian Taxation Office (ATO) aim to protect employees’ entitlements by making directors personally liable for any unpaid superannuation. |READMORE|

To ensure your assets go to the people to whom you wish to benefit, it is imperative that you have a properly prepared Will in place.
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The smooth running of any organisation requires meetings from time to time. Many people however find meetings unproductive and meaningless. |READMORE|

In 2007, the Australian Taxation Office (ATO) released a ruling that allowed trustees of Self-Managed Super Funds (SMSFs) to borrow money to invest. Since then, the ruling’s fine print has confused many trustees – but finally, in May this year, the ATO addressed the problem.
|READMORE|

The carbon tax has been in place for a few months and businesses are beginning to more accurately estimate the effect it is having on their costs. Before blaming the carbon tax for a price increase however, business owners need to consider the Competition and Consumer Act 2010 (Cwlth).
|READMORE|

Phoenix activity involves the intentional transfer of assets by a director of an indebted company at a price below market value to a new company, of which they are also a director. 
|READMORE|

When you Google the phrase ‘Legally reduce tax’ thousands of search results appear. The words ‘tax avoidance’ and ‘tax evasion’ are key words that usually appear when you type in the phrase.
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So far, the 2011–12 financial year has been tough on investors, including members of Self-Managed Superannuation Funds (SMSFs). In response, the Australian Government has announced several measures designed to inject confidence into the SMSF sector. |READMORE|

Failure to meet the Sole Purpose Test can have far-reaching implications for a Self-Managed Super Fund (SMSF). To ensure that your fund complies, understanding the regulation is your first step. |READMORE|

With talk of another economic downturn, 2012 may be a year when businesses shed staff. To avoid this becoming a more harrowing experience for the staff being made redundant employers should: |READMORE|

From 1 July 2012 there will be significant changes to the small business depreciation rules. The amendments will apply to small business entities as defined in Section 328-110 of the Income Tax Assessment Act 1997 (Cwlth) that have an aggregated turnover of less than $2m for an income year. They are: |READMORE|

What happens to a self-managed superannuation fund when a trustee dies? Succession planning for a superannuation fund is often overlooked. The penalty for being a non-compliant fund is severe: a potential tax of 46.5% of the fund’s assets. |READMORE|

The ATO has increased the level of audit activity by implementing sophisticated systems, including data matching and industry benchmarks. |READMORE|

Many Self-Managed Super Fund (SMSF) trustees consider investing in property, but the Capital Gains Tax (CGT) implications at sale time can be daunting. Here, we discuss the various calculation methods of CGT and use a case study to show the factors that can influence the fund’s taxable outcome. |READMORE|

With the relaxation of the laws surrounding Self-Managed Super Funds (SMSF) borrowing to invest, fund trustees have been encouraged to consider property assets. However, the legal restrictions concerning properties acquired by SMSFs from fund members and their relatives require fund trustees to remain vigilant. |READMORE|

Art, wine and stamp collections can form an alternative investment for your Self Managed Superannuation Fund. Find out more about how the new regulations will affect you. |READMORE|

The Australian Taxation Office has clarified its views on when a pension starts and stops. We look at how stopping a pension can affect the tax situation of a fund. |READMORE|

There are two options for trusteeship of a Self Managed Superannuation Fund – corporate or individual. We look at some of the advantages and disadvantages of each style of trusteeship. |READMORE|

Attention Company Directors - you could be personally liable! |READMORE|

The end of the financial year is fast approaching. It’s time to get the most out of your hard earnt dollars! Here are some tips to maximise your tax position and to help you take advantage of the concessions available to SMSFs. |READMORE|

What plans and processes do you have in place?

Businesses should be planning for, and anticipating, the various changes that do occur in businesses through death, disability or retirement of a key person or any other event that may cause problems within the business.

There are 13 categories of Fringe Benefits Tax. Do you have an understanding of these categories?

If you are operating as a company and wish to claim an accelerated deduction or a rebate relative to Research and Development expenditure for the year ended 30th June 2010, then the latest date the company can register with AusIndustry is 30 April 2011.

If you have any queries on the R & D system, please contact us.

The recent spate of natural disasters in Queensland, New South Wales, Victoria, South Australia and Western Australia, will have some impact on the business outlook for the remainder of the 2011 |READMORE|

If you are operating a company with a turnover under $5M and with expenditure on research and development from $20,000 to $2M in aggregate, then the company can claim a tax rebate of |READMORE|

To have a great business, you should consider a customer loyalty ladder.  The ultimate aim then is to develop evangelists for your business, but where do you start? |READMORE|

A large number of “baby boomers” are getting ready to sell their businesses.  If you are in this category, or you would like to sell your business in any case |READMORE|

Debtors’ days outstanding is one of the most important key performance indicators available to a business manager. |READMORE|

Various forecasts have been made on Australia's likely economic performance through 2011 including:|READMORE|

The Australian Taxation Office has issued a report which indicates that outdated or unreliable business systems could be costing small businesses time and money due to incorrectly reporting GST.  |READMORE|

Many superannuation funds allow members to nominate a reversionary pension beneficiary when they start a pension. We examine reversionary pensions and their role in a super fund....|READMORE|

Recent changes have been made to Director Penalty Notices (DPN).  These are notices served by the Tax Office to a company director which set out obligations of the director in relation to certain outstanding tax debts of the company.  If appropriate action is not taken by the director or the company, the tax, which is the subject of the DPN, will become a personal liability of the directors.|READMORE|

Risk management in small business is very important.  The biggest single risk for small businesses is to make sure that they don't run out of cash.  Many of the concerns about cash management can be significantly reduced if the business has a strong policy towards the development of customers.|READMORE|

Quantitative Easing is the name of a method used by governments to stimulate the economy when interest rates are either at or close to zero. It is viewed as dangerous by many economists.|READMORE|

A new regime of government-funded paid parental leave came into force on January 1. As is often the case with government initiatives, the devil is in the detail......|READMORE|

Current Liabilities – those amounts owed by the business which will normally be paid within the operating cycle of the business, usually 12 months.  Examples of current liabilities are: |READMORE|

Recently royal assent was given to the Corporations Amendment (Corporate Reporting Reform) Act 2010 (Cwlth).  This legislation amends a number of provisions – particularly provisions dealing with the payment of dividends...|READMORE|

The expanded application of the Income Tax Assessment Act 1936  - Division 7A (Cwlth) announced in the 2009/2010 Federal Budget has been made law. Central to the changes is the ability for the ATO to tax the use of private company assets by shareholders or their associates...|READMORE|

If you have purchased an investment property, ensuring that you use every available concession can make a significant difference to your bottom line....|READMORE|

Why is a country as small as Greece the trigger for a broader regional economic emergency?|READMORE|

What would happen if your business partner died suddenly? |READMORE|

How long is it since you reviewed your Will?  Indeed, do you have a Will? |READMORE|

As part of forward planning, business people should consider making an Enduring Power of Attorney......|READMORE|

Discount rates used in the valuation of emerging companies....|READMORE|

After you cope with the news and your redundancy entitlements are added up, the numbers can look pretty good. However, knowing how long the redundancy money will last is vital, especially if you haven’t secured other work by the time you receive your final payout....|READMORE|

With so many things, the details are often what counts in the end. This is no different when it comes to establishing appropriate Total and Permanent Disability insurance. Do you know if you have the right coverage for your needs?.....|READMORE|

There are options to provide for future generations through tax effective structures...........|READMORE|

Will your superannuation provide you with the retirement you want? |READMORE|